6 Bank of Nanjing has been canceled mortgage discount interest rate of 8.5 can still enjoy the first suite Beijing preferential loans (Reporter Gao Chen Ma Wenting) According to recent media reports, Nanjing, due to tight credit lines in 2011, Nanjing has Minsheng Bank, Shenzhen Development Bank, CITIC Bank, Industrial Bank, China Merchants Bank, China Everbright Bank, one after another to cancel the first set of six banks mortgage interest rate discount of 8.5 fold, is in accordance with the implementation of the benchmark interest rate. Reporter learned yesterday from Beijing the banks, the banks still did not cancel in Beijing preferential interest rates, but banks are in the pipeline has been canceled. China Merchants Bank customer, said the benchmark interest rate personal loans in accordance with the implementation of the different branches may be different according to the customer's discount level of qualification, but she refused to give a maximum margin of preference. Everbright Bank customer service and investment banks are also the same argument. CITIC Bank customer service said that the current suite of the line first in Beijing can do the minimum interest rate discount of 8.5 fold, but some other cities may be different. Some in Beijing on the first suite of state-owned large banks discount rate of 8.5 is still in place, but there were indications may cancel this offer at any time. Some media reported that a number of large state-owned Bank is preparing to cancel the first suite loans interest rate concessions, and may in the recently issued notice. Once the document issued, local branches will be executed immediately. A banking industry, told reporters that if a single discount from the lowest point of view, and some banks even do the first 7 suites discount rate discount loans, but this does not mean that the general situation, 7 fold or even 8.5 are more difficult to fold application, the general situation is 9 fold. With more than half of January, the backlog of mortgage bank last year has basically digested, tight bank credit is an indisputable fact, so many banks are considering the "price of fill volume" to cancel the preferential interest rate loans first suite may is the trend. In fact, this is a commercial bank "spontaneous" to tighten the real estate credit. Earlier, more dynamic regulation of real estate from the policy level. In the past the year 2010, spent almost all kinds of real estate regulation policy tools available, from the credit policy, housing, security policy, land policy, pre-sale system, administrative supervision, etc. made a further provision of unprecedented intensity. January 2010, the State Council issued a "stable and healthy development of the real estate market, the notice", April 17, "the State Council on firmly to curb housing prices in some cities, the notice" issued by the end of September, in order to consolidate the room real estate market control results, the relevant state ministries and the introduction of the five measures to strengthen efforts to implement the policy. Source: Beijing Times